{"id":18,"date":"2025-12-04T05:48:43","date_gmt":"2025-12-04T05:48:43","guid":{"rendered":"https:\/\/montrafinanceira.pt\/?page_id=18"},"modified":"2026-01-21T19:02:46","modified_gmt":"2026-01-21T19:02:46","slug":"housing-credit-transfer","status":"publish","type":"page","link":"https:\/\/montrafinanceira.pt\/en\/housing-credit-transfer\/","title":{"rendered":"Transfer &amp; Save"},"content":{"rendered":"\n<div class=\"gb-element-4689c587\">\n<div class=\"gb-element-c8cd9005 dng-mainSection--content\">\n<div class=\"dng-content-section _oh\">\n<div class=\"gb-element-0bd08a22\">\n<h1 class=\"gb-text gb-text-01c7c966 color-white mb-40\" data-aos=\"fade-up\" data-aos-duration=\"1200\" data-aos-achnor-placement=\"top-bottom\">Melhore as Condi\u00e7\u00f5es do<br>Seu Cr\u00e9dito Habita\u00e7\u00e3o<\/h1>\n\n\n\n<p class=\"gb-text gb-text-ca2a5258 body1 mb-40\" data-aos=\"fade-up\" data-aos-=\"top-bottom\" data-aos-duration=\"1500\">Na Montra Financeira, ajudamos a encontrar melhores condi\u00e7\u00f5es para o seu cr\u00e9dito habita\u00e7\u00e3o. Acompanhamo-lo em todo o processo de transfer\u00eancia para que consiga poupar e ter maior tranquilidade financeira.<\/p>\n\n\n\n<a class=\"gb-text-19707aa9 btn_golden\" data-aos=\"fade-up\" data-aos-duration=\"1800\" data-aos-anchor-placement=\"top-bottom\" href=\"https:\/\/montrafinanceira.pt\/simuladores\/\"><span class=\"gb-shape\">\n<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M13.2 21.6V24H10.8V21.6H1.2C0.88174 21.6 0.576515 21.4736 0.351472 21.2485C0.126428 21.0235 0 20.7183 0 20.4V3.6H24V20.4C24 20.7183 23.8736 21.0235 23.6485 21.2485C23.4235 21.4736 23.1183 21.6 22.8 21.6H13.2ZM2.4 19.2H21.6V6H2.4V19.2ZM13.2 8.4H19.2V10.8H13.2V8.4ZM13.2 13.2H19.2V15.6H13.2V13.2ZM8.4 8.4V12H12C12 12.712 11.7889 13.408 11.3933 14.0001C10.9977 14.5921 10.4355 15.0535 9.77766 15.326C9.11985 15.5984 8.39601 15.6697 7.69768 15.5308C6.99934 15.3919 6.35788 15.0491 5.85442 14.5456C5.35095 14.0421 5.00808 13.4007 4.86917 12.7023C4.73027 12.004 4.80156 11.2802 5.07403 10.6223C5.34651 9.96453 5.80793 9.40228 6.39995 9.00671C6.99196 8.61114 7.68799 8.4 8.4 8.4ZM0 0H24V2.4H0V0Z\" fill=\"#004877\"><\/path>\n<\/svg><\/span><span class=\"gb-text\">SIMULE O SEU CR\u00c9DITO<\/span><\/a>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-4d12fbb3\">\n<img loading=\"lazy\" decoding=\"async\" width=\"829\" height=\"640\" class=\"gb-media-bbfb7281\" alt=\"\" src=\"https:\/\/montrafinanceira.pt\/wp-content\/uploads\/2025\/12\/front-view-of-a-modern-house.png\" title=\"front view of a modern house\" srcset=\"https:\/\/montrafinanceira.pt\/wp-content\/uploads\/2025\/12\/front-view-of-a-modern-house.png 829w, https:\/\/montrafinanceira.pt\/wp-content\/uploads\/2025\/12\/front-view-of-a-modern-house-300x232.png 300w, https:\/\/montrafinanceira.pt\/wp-content\/uploads\/2025\/12\/front-view-of-a-modern-house-768x593.png 768w\" sizes=\"auto, (max-width: 829px) 100vw, 829px\" \/>\n<\/div>\n<\/div>\n\n\n\n<div class=\"mf-content-wrap\">\n<div class=\"mf-content-inner gb-element-72b4f6b8\">\n<div class=\"mf-content-container\">\n<div class=\"dng-subtitle\">\n<h2 class=\"gb-text gb-text-9dedf118 mb-25 title1 fw-700\" data-aos=\"fade-up\" data-aos-anchor-placement=\"top-bottom\" data-aos-duration=\"1600\">Como funciona<\/h2>\n\n\n\n<p class=\"gb-text gb-text-e75ea960 m0 body1\" data-aos-duration=\"1600\" data-aos=\"fade-up\" data-aos-anchor-placement=\"top-bottom\">Descubra como \u00e9 f\u00e1cil transferir o seu cr\u00e9dito habita\u00e7\u00e3o para obter melhores condi\u00e7\u00f5es.<\/p>\n<\/div>\n\n\n\n<div class=\"gb-element-c4117182\">\n<div class=\"gb-element-938eaa46\">\n<div class=\"gb-element-bea5b1c0 h-100\" data-aos=\"fade-up\" data-aos-duration=\"1400\" data-aos-anchor-placement=\"center-bottom\">\n<img decoding=\"async\" class=\"gb-media-3b71cd01 d-block mb-25\" alt=\"\" src=\"https:\/\/montrafinanceira.pt\/wp-content\/uploads\/2025\/12\/Vector-7.svg\" title=\"Vector (7)\"\/>\n\n\n\n<h3 class=\"gb-text gb-text-39a79680 m0\">Diga-nos o que procura<br> e quais s\u00e3o as suas prefer\u00eancias<\/h3>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-0f274c5d\">\n<div class=\"gb-element-fa040c66 h-100\" data-aos=\"fade-up\" data-aos-duration=\"1600\" data-aos-delay=\"200\" data-aos-anchor-placement=\"center-bottom\">\n<img decoding=\"async\" class=\"gb-media-72a74693 d-block mb-25\" alt=\"\" src=\"https:\/\/montrafinanceira.pt\/wp-content\/uploads\/2025\/12\/Vector-8.svg\" title=\"Vector (8)\"\/>\n\n\n\n<h3 class=\"gb-text gb-text-6a58ba94 m0\">Analisamos v\u00e1rias<br>op\u00e7\u00f5es banc\u00e1rias para<br>encontrar a solu\u00e7\u00e3o<br>ideal para si<\/h3>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-71bf48b4\">\n<div class=\"gb-element-7441aad4 h-100\" data-aos=\"fade-up\" data-aos-duration=\"1400\" data-aos-anchor-placement=\"center-bottom\">\n<img decoding=\"async\" class=\"gb-media-56e44ae7 d-block mb-25\" alt=\"\" src=\"https:\/\/montrafinanceira.pt\/wp-content\/uploads\/2025\/12\/Vector-9.svg\" title=\"Vector (9)\"\/>\n\n\n\n<h3 class=\"gb-text gb-text-a4f0e944 m0\">Tratamos da<br>negocia\u00e7\u00e3o para<br>garantir um cr\u00e9dito<br>competitivo e vantajoso<\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"after_main_Section gb-element-8630fce4\">\n<div class=\"dng-content-section\">\n<div class=\"dng-subtitle\">\n<h2 class=\"gb-text gb-text-26fa13f4 title1 mb-25\">Transfira o seu<br>Cr\u00e9dito Habita\u00e7\u00e3o<\/h2>\n\n\n\n<p class=\"gb-text gb-text-889c2c23 body1 m0\">Preencha o formul\u00e1rio abaixo para saber como pode transferir o seu cr\u00e9dito habita\u00e7\u00e3o para condi\u00e7\u00f5es mais vantajosas. A nossa equipa ir\u00e1 ajud\u00e1-lo em todas as etapas do processo.<\/p>\n<\/div>\n\n\n\n<div class=\"mf-forms style-2\">\n<div class=\"gb-element-8096cb25\"><script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 3.1.\"),o(),0))},initializeOnLoaded:function(o){gform.callIfLoaded(o)||(document.addEventListener(\"gform_main_scripts_loaded\",()=>{gform.scriptsLoaded=!0,gform.callIfLoaded(o)}),document.addEventListener(\"gform\/theme\/scripts_loaded\",()=>{gform.themeScriptsLoaded=!0,gform.callIfLoaded(o)}),window.addEventListener(\"DOMContentLoaded\",()=>{gform.domLoaded=!0,gform.callIfLoaded(o)}))},hooks:{action:{},filter:{}},addAction:function(o,r,e,t){gform.addHook(\"action\",o,r,e,t)},addFilter:function(o,r,e,t){gform.addHook(\"filter\",o,r,e,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var d=gform.hooks[o][r];null==n&&(n=r+\"_\"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==r?t.apply(null,e):e[0]=t.apply(null,e)})),\"filter\"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});\n<\/script>\n\n                <div class='gf_browser_gecko gform_wrapper gravity-theme gform-theme--no-framework' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_2' >\n                        <div class='gform_heading'>\n\t\t\t\t\t\t\t<p class='gform_required_legend'>&quot;<span class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; indicates required fields<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data'  id='gform_2'  action='\/en\/wp-json\/wp\/v2\/pages\/18' data-formid='2' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_2' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id=\"field_2_10\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-full gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><h3 class=\"text-center color-blue mb-16\">Informa\u00e7\u00f5es do seu caso<\/h3><\/div><div id=\"field_2_3\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2_3'>BANCO ATUAL *<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_select'><select name='input_3' id='input_2_3' class='large gfield_select'    aria-required=\"true\" aria-invalid=\"false\" ><option value='' selected='selected' class='gf_placeholder'>Abanca<\/option><option value='ActivoBank' >ActivoBank<\/option><option value='Banco Best' >Banco Best<\/option><option value='Banco CTT' >Banco CTT<\/option><option value='Bankinter' >Bankinter<\/option><option value='BPI' >BPI<\/option><option value='Caixa Geral de Dep\u00f3sitos' >Caixa Geral de Dep\u00f3sitos<\/option><option value='Cr\u00e9dito Agr\u00edcola' >Cr\u00e9dito Agr\u00edcola<\/option><option value='Millennium BCP' >Millennium BCP<\/option><option value='Montepio' >Montepio<\/option><option value='Novo Banco' >Novo Banco<\/option><option value='Santander' >Santander<\/option><option value='UCI' >UCI<\/option><\/select><\/div><\/div><div id=\"field_2_5\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2_5'>VALOR ATUAL DO SPREAD (%) *<\/label><div class='ginput_container ginput_container_text'><input name='input_5' id='input_2_5' type='text' value='' class='large'    placeholder='2'  aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_2_6\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2_6'>VALOR ATUAL EM D\u00cdVIDA (\u20ac) *<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_6' id='input_2_6' type='text' value='' class='large'    placeholder='50.000 \u20ac' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_2_8\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half input-description field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2_8'>VALOR DE AVALIA\u00c7\u00c3O (\u20ac)<\/label><div class='ginput_container ginput_container_text'><input name='input_8' id='input_2_8' type='text' value='' class='large'  aria-describedby=\"gfield_description_2_8\"  placeholder='100.000 \u20ac'  aria-invalid=\"false\"   \/><\/div><div class='gfield_description' id='gfield_description_2_8'>Valor Estimado<\/div><\/div><div id=\"field_2_11\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2_11'>N\u00daMERO DE INTERVENIENTES *<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_select'><select name='input_11' id='input_2_11' class='large gfield_select'    aria-required=\"true\" aria-invalid=\"false\" ><option value='' selected='selected' class='gf_placeholder'>Selecione o n\u00famero<\/option><option value='1' >1<\/option><option value='2' >2<\/option><option value='3+' >3+<\/option><\/select><\/div><\/div><div id=\"field_2_12\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-half field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2_12'>RENDIMENTO AGREGADO FAMILIAR<\/label><div class='ginput_container ginput_container_select'><select name='input_12' id='input_2_12' class='large gfield_select'     aria-invalid=\"false\" ><option value='' selected='selected' class='gf_placeholder'>Selecione uma op\u00e7\u00e3o<\/option><option value='1.000\u20ac - 1.500\u20ac' >1.000\u20ac &#8211; 1.500\u20ac<\/option><option value='1.500\u20ac - 2.000\u20ac' >1.500\u20ac &#8211; 2.000\u20ac<\/option><option value='2.000\u20ac - 2.500\u20ac' >2.000\u20ac &#8211; 2.500\u20ac<\/option><option value='2.500\u20ac - 3.000\u20ac' >2.500\u20ac &#8211; 3.000\u20ac<\/option><option value='3.000\u20ac+' >3.000\u20ac+<\/option><\/select><\/div><\/div><div id=\"field_2_14\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-full gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><h3 class=\"text-center color-blue mb-16\">Dados de contacto<\/h3><\/div><div id=\"field_2_15\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2_15'>NOME COMPLETO *<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_15' id='input_2_15' type='text' value='' class='large'    placeholder='Nome' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_2_16\" class=\"gfield gfield--type-email gfield--input-type-email gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2_16'>EMAIL *<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_16' id='input_2_16' type='email' value='' class='large'   placeholder='Email' aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><div id=\"field_2_17\" class=\"gfield gfield--type-phone gfield--input-type-phone gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2_17'>TELEM\u00d3VEL *<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_17' id='input_2_17' type='tel' value='' class='large'  placeholder='Telem\u00f3vel' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_2_18\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-half field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2_18'>HORA PREFERENCIAL DE CONTACTO *<\/label><div class='ginput_container ginput_container_select'><select name='input_18' id='input_2_18' class='large gfield_select'     aria-invalid=\"false\" ><option value='' selected='selected' class='gf_placeholder'>Qualquer hora<\/option><option value='9am - 4pm' >9am &#8211; 4pm<\/option><option value='8am - 6pm' >8am &#8211; 6pm<\/option><option value='6pm - 10pm' >6pm &#8211; 10pm<\/option><\/select><\/div><\/div><fieldset id=\"field_2_19\" class=\"gfield gfield--type-consent gfield--type-choice gfield--input-type-consent gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Consent<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_container ginput_container_consent'><input name='input_19.1' id='input_2_19_1' type='checkbox' value='1'   aria-required=\"true\" aria-invalid=\"false\"   \/> <label class=\"gform-field-label gform-field-label--type-inline gfield_consent_label\" for='input_2_19_1' >Li e aceito os TERMOS DE USO e a POL\u00cdTICA DE PRIVACIDADE<span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/label><input type='hidden' name='input_19.2' value='Li e aceito os TERMOS DE USO e a POL\u00cdTICA DE PRIVACIDADE' class='gform_hidden' \/><input type='hidden' 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