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Como funciona a aprovação do crédito habitação em Portugal? (Guia completo 2026)

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“Montra Financeira” is a brand owned by Montra Financeira, Lda, Linked Credit Intermediary, with registration no. 0008254, authorized by Banco de Portugal for the provision of consultancy services and authorized for the provision of credit intermediation services (Presentation or proposal of credit contracts to consumers; Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit contracts that have not been presented or proposed by it). Credit agreements covered: Housing Credit and Consumer Credit. Lenders or groups of lenders with whom it has a binding contract: BANCO SANTANDER TOTTA, S.A., BANCO BPI S.A., NOVO BANCO, S.A., CAIXA GERAL DE DEPÓSITOS, SA., BANKINTER, SA – BRANCH IN PORTUGAL, UNICRE – INSTITUAÇÃO FINANCEIRA DE CRÉDITO, S.A., MONTEPIO CRÉDITO – INSTITUAÇÃO FINANCEIRA DE CRÉDITO, S.A., BNP PARIBAS PERSONAL FINANCE, S.A. – BRANCH IN PORTUGAL, information verifiable at https://www.bportugal.pt/intermediariocreditofar/montra-financeira-lda.